{ "schemaVersion": "1.0", "snapshotId": "provider-facts-2026-06-22-8f421773", "versionDate": "2026-06-22", "lastFactReviewDate": "2026-06-22", "providerCount": 19, "sourceCount": 70, "recordLanguage": "en", "generatedFrom": "Nomad Stack Compare canonical product records", "limitations": [ "This dataset records editorially reviewed product facts and the official source pages used for each record; it is not a live provider feed.", "Fees, limits, availability, eligibility, rewards, coverage and other provider terms can change after the recorded review date.", "Unknown values remain explicit. Verify current official terms before applying, booking, transferring money or relying on a product." ], "records": [ { "productId": "airalo", "slug": "airalo", "name": "Airalo", "productCategory": "esim", "factCategory": "calculator_related", "shortDescription": "eSIM marketplace with coverage advertised in 200+ countries and regions.", "officialUrl": "https://www.airalo.com", "lastChecked": "2026-06-22", "updateStatus": "fresh", "confidence": "high", "availabilityStatus": "region_dependent", "availabilityNote": "Coverage and validity are package-specific; destination and device compatibility must be checked.", "countriesOrRegions": "200+ countries and regions advertised; each package has its own supported locations", "custodyType": "not_applicable", "supportedAssets": "Not applicable", "fiatCurrencies": "Prices shown by plan and billing currency", "cardNetwork": "Not applicable", "cardType": "not_applicable", "kycRequirement": "not_applicable", "applePay": "not_applicable", "googlePay": "not_applicable", "issueFee": "Not applicable", "monthlyFee": "No subscription assumed; plan price varies", "annualFee": "Not applicable", "fxFee": "Not applicable", "atmFee": "Not applicable", "transferFees": "Not applicable", "limits": "Data allowance, validity and supported countries vary by plan", "cashbackOrRewards": "Airmoney rewards may be available; not used as a ranking factor", "bestFor": [ "Travel data before arrival", "Backup connectivity for bank alerts and maps" ], "notFor": [ "Locked or non-eSIM phones", "Travelers needing guaranteed calls and SMS" ], "notes": [ "Connectivity is included because losing data can break banking, card approvals and support access abroad." ], "riskNotes": [ "Check device compatibility, activation timing, refund rules and whether a plan is data-only." ], "sources": [ { "title": "Airalo about page", "url": "https://www.airalo.com/about-us/about-airalo" }, { "title": "Airalo help center", "url": "https://www.airalo.com/help" }, { "title": "Airalo existing eSIM reuse help", "url": "https://www.airalo.com/help/using-managing-esims/ZSEEHBT5HW6F/can-i-use-my-existing-esim-again/ZX3MKHJZ6HIR" }, { "title": "Airalo global storefront", "url": "https://www.airalo.com/" } ] }, { "productId": "booking", "slug": "booking", "name": "Booking.com", "productCategory": "booking", "factCategory": "calculator_related", "shortDescription": "Accommodation marketplace with property-specific cancellation and fee rules.", "officialUrl": "https://www.booking.com", "lastChecked": "2026-06-22", "updateStatus": "fresh", "confidence": "high", "availabilityStatus": "region_dependent", "availabilityNote": "Availability, taxes, fees and cancellation policies are property-specific.", "countriesOrRegions": "Global marketplace; availability varies by destination and property", "custodyType": "not_applicable", "supportedAssets": "Not applicable", "fiatCurrencies": "Prices shown by property and booking currency", "cardNetwork": "Not applicable", "cardType": "not_applicable", "kycRequirement": "not_applicable", "applePay": "not_applicable", "googlePay": "not_applicable", "issueFee": "Not applicable", "monthlyFee": "Not applicable", "annualFee": "Not applicable", "fxFee": "Payment currency and card issuer FX costs depend on booking and user card", "atmFee": "Not applicable", "transferFees": "Property, payment and cancellation charges vary by booking", "limits": "Cancellation, no-show, deposit and age rules vary by property", "cashbackOrRewards": "Genius or partner rewards may exist but are not used as ranking logic", "bestFor": [ "Comparing accommodation location, price and cancellation policies", "Travel budget planning" ], "notFor": [ "Travelers who need direct hotel loyalty handling", "Travelers unwilling to read property rules" ], "notes": [ "Property-specific terms are the real comparison unit for accommodation decisions." ], "riskNotes": [ "Watch cancellation deadlines, taxes, deposits, city fees, payment method and off-platform payment requests." ], "sources": [ { "title": "Booking.com terms and conditions", "url": "https://m.booking.com/content/terms.en-gb.html" }, { "title": "Booking.com cancellation policy developer documentation", "url": "https://developers.booking.com/connectivity/docs/policies-api/understanding-cancellation-policy" }, { "title": "Booking.com accommodation partner terms", "url": "https://admin.booking.com/hotelreg/terms-and-conditions.html?cc1=us&language=xu" } ] }, { "productId": "bybit-card", "slug": "bybit-card", "name": "Bybit Card", "productCategory": "crypto-card", "factCategory": "crypto_card", "shortDescription": "Exchange-linked Bybit card with regional FX, conversion and ATM fees.", "officialUrl": "https://www.bybit.com/card", "lastChecked": "2026-06-22", "updateStatus": "fresh", "confidence": "high", "availabilityStatus": "region_dependent", "availabilityNote": "Bybit Card fees, limits and physical-card availability differ by regional program.", "countriesOrRegions": "Selected regional programs: Australia, Argentina, Brazil, AIFC, Georgia, Kazakhstan, Asia Pacific, Mexico, EEA, UK and Switzerland terms", "custodyType": "custodial", "supportedAssets": "Non-fiat assets in Bybit Funding Account can fund transactions; exact asset list depends on app/program", "fiatCurrencies": "Regional card currencies include USD, ARS, BRL, MXN and EUR references", "cardNetwork": "Mastercard", "cardType": "virtual_and_physical", "kycRequirement": "required", "applePay": "region_dependent", "googlePay": "region_dependent", "issueFee": "Virtual card free; physical card one-time fee about 5 USD or EUR in EEA/CH (varies by region)", "monthlyFee": "No annual fee in checked fee table; legal terms may differ by region", "annualFee": "None in checked fee table", "fxFee": "Region dependent; EEA/CH example adds 0.5% on top of the Mastercard rate, with wider 1%-7% examples in other regional tables", "atmFee": "2% after regional free allowance in checked examples", "transferFees": "Crypto conversion fee is region dependent, commonly 0.9% above Bybit One Click Sell rate in the EEA/CH example", "limits": "Spending and ATM limits vary by region; Asia Pacific tier 1 daily limit example is 10,000 USD", "cashbackOrRewards": "Tiered cashback paid in USDT, advertised from 2% up to 10% by spending/holding tier; rates and caps change with campaigns", "bestFor": [ "Existing Bybit users in supported card regions", "Users comparing official fee and limit tables" ], "notFor": [ "Users outside Bybit Card regions", "Users who avoid exchange-funded travel spending" ], "notes": [ "Bybit Card should be compared by exact regional card program, not as one global product." ], "riskNotes": [ "Exchange custody and regional compliance restrictions can interrupt use.", "FX padding, conversion fees and ATM fees can stack." ], "sources": [ { "title": "Bybit Card page", "url": "https://www.bybit.com/card" }, { "title": "Bybit Card fees and limits", "url": "https://www.bybit.com/en/help-center/article/Fees-and-Spending-Limits-Bybit-Card" }, { "title": "Bybit Card wallet settings", "url": "https://www.bybit.com/en/help-center/article/Bybit-Card-Management-Settings-Guidelines/" }, { "title": "Bybit Card EEA and CH application help", "url": "https://www.bybit.com/en/help-center/article/?id=000001936" }, { "title": "Bybit Card EEA and CH terms", "url": "https://www.bybit.com/en/help-center/article/?id=000001920" } ] }, { "productId": "crypto-com-card", "slug": "crypto-com-card", "name": "Crypto.com Card", "productCategory": "crypto-card", "factCategory": "crypto_card", "shortDescription": "Exchange-linked prepaid card with regional and tiered fees.", "officialUrl": "https://crypto.com/cards", "lastChecked": "2026-06-22", "updateStatus": "fresh", "confidence": "medium", "availabilityStatus": "region_dependent", "availabilityNote": "Crypto.com publishes separate prepaid card fee and limit pages by country or residential-address region.", "countriesOrRegions": "Region-specific fee pages include US, Europe, UK, Canada, Singapore, Australia and select GCC markets", "custodyType": "custodial", "supportedAssets": "Crypto-to-card transfer is listed; exact supported top-up assets vary in app and region", "fiatCurrencies": "USD and regional fiat currencies by card program", "cardNetwork": "Visa in most checked pages; Mastercard listed for Bahrain and select GCC markets", "cardType": "virtual_and_physical", "kycRequirement": "required", "applePay": "yes", "googlePay": "yes", "issueFee": "No card issue fee on most current tiers; older US physical examples ranged 4.99-29.99 USD", "monthlyFee": "No standard monthly card fee found; US inactivity fee after 12 months may apply", "annualFee": "No annual card fee found in checked fee tables", "fxFee": "US example: 3% on lower/mid tiers for non-USD purchases and ATM withdrawals; no fee on higher tiers", "atmFee": "US example: 2% above monthly free ATM allowance", "transferFees": "US examples: debit top-up 1%, credit top-up 2.99%, PayPal top-up 2.1%", "limits": "US example: card max balance 25,000 USD; POS and ATM limits vary by tier", "cashbackOrRewards": "CRO-staked tiers as of 2026: Midnight Blue 0% (no stake), Ruby Steel 2% (~500 USD CRO), Royal Indigo/Jade Green 3% (~5,000 USD), Icy White/Rose Gold 5% (~50,000 USD), Obsidian 5% (~500,000 USD); non-staking spend rewards were removed in late 2025, so cashback now requires maintaining the CRO stake; paid in CRO with a 180-day lock and monthly caps", "bestFor": [ "Existing Crypto.com app users", "Users comparing a specific regional prepaid card tier" ], "notFor": [ "Users who need simple global pricing", "Users avoiding exchange custody and token-tier programs" ], "notes": [ "US values are examples, not universal values. Match the official fee page to the user residence and card program." ], "riskNotes": [ "Exchange-linked custody, compliance reviews and token-tier program changes can affect use.", "Foreign transaction and top-up fees may outweigh rewards for some travel scenarios." ], "sources": [ { "title": "Crypto.com card fee collection", "url": "https://help.crypto.com/en/collections/3374054-crypto-com-visa-card-fees-limits/" }, { "title": "Crypto.com US fees and limits", "url": "https://help.crypto.com/en/articles/5966563-crypto-com-prepaid-visa-card-fees-and-limits-united-states" }, { "title": "Crypto.com card charges help", "url": "https://help.crypto.com/en/articles/4283259-what-are-the-charges-fees-and-limits-associated-with-the-crypto-com-visa-card" }, { "title": "Crypto.com card terms document", "url": "https://crypto.com/document/us_card" } ] }, { "productId": "deel", "slug": "deel", "name": "Deel", "productCategory": "money-transfer", "factCategory": "money_transfer", "shortDescription": "Contractor-payment platform; withdraw in 150+ currencies including USDC.", "officialUrl": "https://www.deel.com", "lastChecked": "2026-06-22", "updateStatus": "fresh", "confidence": "high", "availabilityStatus": "region_dependent", "availabilityNote": "Contractor availability and local withdrawal methods depend on your country.", "countriesOrRegions": "Global for contractors; withdrawal methods and currencies vary by country", "custodyType": "not_applicable", "supportedAssets": "Withdraw in 150+ currencies including USDC stablecoin (Ethereum, Base, Polygon, BNB Chain, Solana)", "fiatCurrencies": "150+ withdrawal currencies", "cardNetwork": "Mastercard (virtual Deel Card)", "cardType": "virtual", "kycRequirement": "required", "applePay": "region_dependent", "googlePay": "region_dependent", "issueFee": "No subscription fee for contractors", "monthlyFee": "No subscription fee for contractors", "annualFee": "No annual fee for contractors", "fxFee": "Currency conversion applies on withdrawals (by Deel or the receiving platform) and varies by method", "atmFee": "The virtual Deel Card does not support ATM withdrawals", "transferFees": "By method: local bank often free (FX applies), Wise free (Wise fees apply), instant card 0.75% (max $25) US / 2% (max $15) elsewhere, SWIFT correspondent fees ~$10–25; USDC via Coinbase $5 under $300 then 1.6%", "limits": "Withdrawal minimums apply by method", "cashbackOrRewards": "Not applicable", "bestFor": [ "Contractors whose clients use Deel", "Remote workers wanting a USDC payout option" ], "notFor": [ "People whose clients pay by another route", "Users needing ATM cash from the card" ], "notes": [ "Deel is primarily a B2B platform; contractor-side fees depend on the withdrawal method and your country — check the in-app quote." ], "riskNotes": [ "Deel is only useful if the party paying you uses the platform.", "The virtual Deel Card does not support ATM cash withdrawals." ], "sources": [ { "title": "Deel contractor withdrawal options", "url": "https://www.deel.com/blog/contractor-payment-withdrawal-options-on-deel/" }, { "title": "Deel withdrawal fees and minimums", "url": "https://help.letsdeel.com/hc/en-gb/articles/14391381019537-About-Withdrawal-Fees-and-Withdrawal-Minimums" }, { "title": "Deel stablecoin (USDC) withdrawals", "url": "https://help.letsdeel.com/hc/en-gb/articles/23524211726481-How-to-Withdraw-Money-Using-Stablecoins-Transfer" } ] }, { "productId": "getyourguide", "slug": "getyourguide", "name": "GetYourGuide", "productCategory": "booking", "factCategory": "calculator_related", "shortDescription": "Tours and activities marketplace with default and supplier-specific cancellation terms.", "officialUrl": "https://www.getyourguide.com", "lastChecked": "2026-06-22", "updateStatus": "fresh", "confidence": "high", "availabilityStatus": "region_dependent", "availabilityNote": "Activity availability, operator quality and cancellation rules are supplier-specific.", "countriesOrRegions": "Global marketplace; availability varies by destination and supplier", "custodyType": "not_applicable", "supportedAssets": "Not applicable", "fiatCurrencies": "Prices shown by activity and checkout currency", "cardNetwork": "Not applicable", "cardType": "not_applicable", "kycRequirement": "not_applicable", "applePay": "not_applicable", "googlePay": "not_applicable", "issueFee": "Not applicable", "monthlyFee": "Not applicable", "annualFee": "Not applicable", "fxFee": "Payment currency and card issuer FX costs depend on checkout and user card", "atmFee": "Not applicable", "transferFees": "Activity price and cancellation/refund terms vary; refunds to the original method typically take a few business days", "limits": "Default policy: full refund if cancelled more than 24 hours before the activity, no refund within 24 hours or for a no-show, unless the activity terms differ; an optional paid Cancellation Upgrade is offered on some bookings", "cashbackOrRewards": "Not applicable", "bestFor": [ "Comparing tours and attraction tickets", "Trips where refundable activity booking matters" ], "notFor": [ "Travelers who want direct-only operator booking", "Travelers who will not read voucher and supplier rules" ], "notes": [ "Use the activity page, supplier terms and voucher as the source of truth for a booking." ], "riskNotes": [ "Meeting point, redemption and cancellation details can matter more than headline price." ], "sources": [ { "title": "GetYourGuide general terms", "url": "https://www.getyourguide.com/c/general-terms-and-conditions/" }, { "title": "GetYourGuide supplier cancellation policy", "url": "https://supply.getyourguide.support/hc/en-us/articles/13980996603037-Cancellation-policy-for-bookings-with-check-out-after-July-2-2020" } ] }, { "productId": "gnosis-pay", "slug": "gnosis-pay", "name": "Gnosis Pay", "productCategory": "crypto-card", "factCategory": "crypto_card", "shortDescription": "Self-custodial Visa debit card spending EURe/GBPe/USDCe from a Safe wallet.", "officialUrl": "https://gnosispay.com", "lastChecked": "2026-06-22", "updateStatus": "fresh", "confidence": "medium", "availabilityStatus": "region_dependent", "availabilityNote": "Funding currency is region-specific: EURe (EU/EEA/Switzerland), GBPe (UK), USDCe (other supported countries); residents of unsupported countries cannot order.", "countriesOrRegions": "EEA, UK and Switzerland, plus selected other supported countries; more announced", "custodyType": "non_custodial", "supportedAssets": "Regulated stablecoins EURe, GBPe and USDCe (issued by Monerium); fund the Safe by swapping or bridging in", "fiatCurrencies": "Spends EURe/GBPe/USDCe pegged to EUR/GBP/USD", "cardNetwork": "Visa", "cardType": "physical", "kycRequirement": "required", "applePay": "yes", "googlePay": "unknown", "issueFee": "A one-time card order fee may apply; confirm the current amount in official terms", "monthlyFee": "No monthly fee stated", "annualFee": "No annual fee stated", "fxFee": "No added FX fee stated; the underlying Visa/stablecoin conversion rate still applies", "atmFee": "Up to 5 withdrawals or 200 EURe/GBPe/USDCe free per month (whichever comes first), then 2% per withdrawal", "transferFees": "No transaction, gas or off-ramp fees stated; fund by swapping or bridging stablecoins into your Safe", "limits": "Spending and ATM limits apply; funding is stablecoin-only", "cashbackOrRewards": "Tiered GNO cashback up to 5% on eligible spend (rate depends on GNO held), plus a 1% boost for OG NFT holders; paid weekly", "bestFor": [ "Self-custodial stablecoin spending in the EEA/UK/CH", "Users who manage a Safe smart account" ], "notFor": [ "Spending volatile crypto directly", "Users needing broad ATM/cash access or out-of-region availability" ], "notes": [ "Funding currency is region-specific (EURe/GBPe/USDCe via Monerium). A one-time card order fee may apply — confirm the current amount in official terms." ], "riskNotes": [ "Gnosis Pay published recovery guidance after a security incident — check the current status before funding.", "Self-custody plus stablecoin de-peg and smart-account risks mean you carry wallet security and recovery responsibility." ], "sources": [ { "title": "Gnosis Pay card page", "url": "https://gnosispay.com/card" }, { "title": "Gnosis Pay fees and limits help", "url": "https://help.gnosispay.com/hc/en-us/articles/39533569163284-Understanding-Your-Card-s-Fees-and-Limits" }, { "title": "Gnosis Pay stablecoins help", "url": "https://help.gnosispay.com/hc/en-us/articles/39719815070996-Understanding-EURe-GBPe-and-USDCe-Stablecoins" }, { "title": "Gnosis Pay security incident recovery", "url": "https://help.gnosispay.com/hc/en-us/articles/49994082144660-Recovering-Your-Funds-After-the-Security-Incident" } ] }, { "productId": "holafly", "slug": "holafly", "name": "Holafly", "productCategory": "esim", "factCategory": "calculator_related", "shortDescription": "Travel eSIM with unlimited-data plans advertised across 170+ destinations.", "officialUrl": "https://esim.holafly.com", "lastChecked": "2026-06-22", "updateStatus": "fresh", "confidence": "high", "availabilityStatus": "region_dependent", "availabilityNote": "Coverage, data type and validity are plan-specific; destination and device compatibility must be checked.", "countriesOrRegions": "170+ destinations advertised; unlimited-data plans for many of them; each plan lists supported locations", "custodyType": "not_applicable", "supportedAssets": "Not applicable", "fiatCurrencies": "Prices shown by plan and billing currency", "cardNetwork": "Not applicable", "cardType": "not_applicable", "kycRequirement": "not_applicable", "applePay": "not_applicable", "googlePay": "not_applicable", "issueFee": "Not applicable", "monthlyFee": "Monthly subscription plans cancel anytime; one-off trip plans are priced per destination and validity", "annualFee": "Not applicable", "fxFee": "Not applicable", "atmFee": "Not applicable", "transferFees": "Not applicable", "limits": "Unlimited-data plans use a fair-use policy; hotspot sharing is capped per destination; limited \"Light\" plans cannot be topped up", "cashbackOrRewards": "Not applicable", "bestFor": [ "Unlimited travel data on longer trips", "Receiving bank and login SMS abroad" ], "notFor": [ "Locked or non-eSIM phones", "Travelers who only need a few GB cheaply" ], "notes": [ "Connectivity is included because losing data can break banking, card approvals and support access abroad." ], "riskNotes": [ "Refunds are limited to roughly 14 days; check device compatibility, activation timing and the fair-use/hotspot limits." ], "sources": [ { "title": "Holafly plans FAQ", "url": "https://esim.holafly.com/faq/holafly-plans/international-data-subscriptions/" }, { "title": "Holafly terms and conditions", "url": "https://esim.holafly.com/plans/terms-and-conditions/" }, { "title": "Holafly unlimited plans", "url": "https://esim.holafly.com/plans/unlimited/" } ] }, { "productId": "n26", "slug": "n26", "name": "N26", "productCategory": "money-transfer", "factCategory": "money_transfer", "shortDescription": "EU-licensed euro bank account with no-FX card spending and €100k deposit protection.", "officialUrl": "https://n26.com", "lastChecked": "2026-06-22", "updateStatus": "fresh", "confidence": "high", "availabilityStatus": "region_dependent", "availabilityNote": "Available only across the EEA and Switzerland; plan availability and free ATM allowances vary by country.", "countriesOrRegions": "EEA and Switzerland; not available in the US or UK", "custodyType": "not_applicable", "supportedAssets": "N26 Crypto offers 400+ cryptocurrencies in select markets (custodial); trading fees from ~1.5% on Bitcoin", "fiatCurrencies": "Euro (EUR) account", "cardNetwork": "Mastercard", "cardType": "virtual_and_physical", "kycRequirement": "required", "applePay": "yes", "googlePay": "yes", "issueFee": "Standard plan and card free", "monthlyFee": "Standard free; Smart, Go and Metal tiers roughly EUR 4.90–16.90 per month", "annualFee": "No annual fee on Standard", "fxFee": "No foreign-transaction fee on card payments (Mastercard rate) on all plans", "atmFee": "Limited free withdrawals by plan and country; non-Eurozone ATM withdrawals add 1.7% on Standard/Smart (no FX fee on Go/Metal)", "transferFees": "SEPA euro transfers are standard; some instant or non-SEPA transfers may carry fees", "limits": "Withdrawal and spending limits vary by plan and verification", "cashbackOrRewards": "Some paid tiers add perks or partner offers; not used as a ranking factor", "bestFor": [ "EU residents wanting a real bank with no-FX card spending", "People valuing deposit protection over multi-currency holding" ], "notFor": [ "Multi-currency holding and conversion", "Users outside the EEA/Switzerland or needing US/UK access" ], "notes": [ "Plan names, free ATM allowances and crypto availability vary by country; check the local N26 page for your residence." ], "riskNotes": [ "Available only across the EEA and Switzerland — not in the US or UK.", "It is a single-currency euro account, so frequent multi-currency conversion is better served by a multi-currency provider." ], "sources": [ { "title": "N26 foreign transaction fees", "url": "https://n26.com/en-eu/foreign-transaction-fee" }, { "title": "N26 deposit protection", "url": "https://support.n26.com/en-eu/security/funds-protection/how-does-n26-protect-my-money" }, { "title": "N26 Crypto", "url": "https://n26.com/en-eu/crypto" } ] }, { "productId": "nexo-card", "slug": "nexo-card", "name": "Nexo Card", "productCategory": "crypto-card", "factCategory": "crypto_card", "shortDescription": "Dual-mode crypto Mastercard for selected European residents.", "officialUrl": "https://nexo.com/en-gb/crypto-card", "lastChecked": "2026-06-22", "updateStatus": "fresh", "confidence": "high", "availabilityStatus": "region_dependent", "availabilityNote": "Nexo states card eligibility is limited to citizens and residents of selected European countries with supported identity documents.", "countriesOrRegions": "Selected European countries, including EEA and United Kingdom eligibility", "custodyType": "custodial", "supportedAssets": "Stablecoins, crypto and FiatX assets are referenced for Debit Mode; exact asset list belongs in the app", "fiatCurrencies": "EUR and GBP card currency references appear in fee help", "cardNetwork": "Mastercard", "cardType": "virtual_and_physical", "kycRequirement": "required", "applePay": "yes", "googlePay": "yes", "issueFee": "Virtual from $50 balance; physical requires $5,000+ assets and Gold tier", "monthlyFee": "No monthly fee stated", "annualFee": "No annual fee stated", "fxFee": "As of 2026: weekday FX 0.2% in EEA/UK/CH and 2% rest of world; weekend 0.7% and 2.5%; reduced to zero Nexo FX at Gold and Platinum loyalty tiers (Mastercard network spread still applies)", "atmFee": "Free monthly allowance by loyalty tier (roughly EUR 200 Base up to EUR 2,000 Platinum), then 2% (min about EUR/GBP 1.99)", "transferFees": "Credit/debit mode costs depend on Nexo account, conversion and borrowing terms; Credit Mode borrow APR ranges roughly 0-13.9% by loyalty tier", "limits": "Fee help lists up to EUR 60,000 monthly card transactions and up to EUR 10,000 daily, subject to app limits", "cashbackOrRewards": "Up to 2% cashback in NEXO token by loyalty tier (Base 0.5%, Silver 0.7%, Gold 1%, Platinum 2%); up to 0.5% if rewards taken in BTC; UK cardholders can no longer earn cashback (regulatory phase-out) but can still spend", "bestFor": [ "Existing Nexo users", "Eligible European users comparing collateral-backed spending" ], "notFor": [ "Users outside eligible countries", "Users who want non-custodial spending only" ], "notes": [ "Nexo fee pages tell users to refer to the app for the most current personal limits and fees." ], "riskNotes": [ "Custodial platform account risk and collateral risk are central.", "Credit Mode can introduce borrowing and liquidation-style risk; read terms before use." ], "sources": [ { "title": "Nexo Card product page", "url": "https://nexo.com/en-gb/crypto-card" }, { "title": "Nexo limits and fees help", "url": "https://support.nexo.com/article/what-are-the-limits-and-fees-of-the-nexo-card?language=en_US" }, { "title": "Nexo card ordering help", "url": "https://support.nexo.com/article/how-can-i-order-the-nexo-card?redirect=false" }, { "title": "Mastercard Nexo launch newsroom", "url": "https://www.mastercard.com/news/perspectives/2022/nexo-crypto-card/" } ] }, { "productId": "notion", "slug": "notion", "name": "Notion", "productCategory": "saas-tool", "factCategory": "calculator_related", "shortDescription": "Workspace app for freelance operations, records and travel planning.", "officialUrl": "https://www.notion.com", "lastChecked": "2026-06-22", "updateStatus": "fresh", "confidence": "high", "availabilityStatus": "available", "availabilityNote": "Notion is generally available as SaaS; plan and feature availability can vary.", "countriesOrRegions": "Global SaaS availability; workspace plan and language features vary", "custodyType": "not_applicable", "supportedAssets": "Not applicable", "fiatCurrencies": "USD pricing examples; local pricing may vary", "cardNetwork": "Not applicable", "cardType": "not_applicable", "kycRequirement": "not_applicable", "applePay": "not_applicable", "googlePay": "not_applicable", "issueFee": "Not applicable", "monthlyFee": "As of 2026: Free 0 USD, Plus ~10 USD per user/month (annual), Business ~20 USD per user/month (annual); Enterprise custom", "annualFee": "Annual billing is cheaper than monthly; Enterprise terms are custom", "fxFee": "Not applicable", "atmFee": "Not applicable", "transferFees": "Not applicable", "limits": "File upload, page history, guests and offline behavior vary by plan; Notion AI is now included from the Business plan rather than sold as a separate add-on", "cashbackOrRewards": "Not applicable", "bestFor": [ "SOPs, client notes and records", "Saving provider source links and review dates" ], "notFor": [ "Accounting, tax filing or regulated financial records as a sole system", "Fully offline-first workflows" ], "notes": [ "Use Notion to organize records and review dates, not as the financial system itself." ], "riskNotes": [ "Backups, exportability, workspace access and sensitive data handling need deliberate setup." ], "sources": [ { "title": "Notion pricing", "url": "https://www.notion.com/pricing" }, { "title": "Notion help center", "url": "https://www.notion.com/help" }, { "title": "Notion offline guide", "url": "https://www.notion.com/en-gb/help/guides/working-offline-in-notion-everything-you-need-to-know" }, { "title": "Notion offline help", "url": "https://www.notion.com/help/use-pages-offline" } ] }, { "productId": "payoneer", "slug": "payoneer", "name": "Payoneer", "productCategory": "freelancer-tool", "factCategory": "nomad_account", "shortDescription": "Global payout account and Mastercard for eligible freelancers and businesses.", "officialUrl": "https://www.payoneer.com", "lastChecked": "2026-06-22", "updateStatus": "fresh", "confidence": "high", "availabilityStatus": "region_dependent", "availabilityNote": "Payoneer card eligibility can depend on received payments and residence/business country.", "countriesOrRegions": "Region-dependent; account, card and route availability vary by country and account type", "custodyType": "not_applicable", "supportedAssets": "Not applicable", "fiatCurrencies": "USD, EUR, GBP and CAD card balances referenced; more account currencies may be available", "cardNetwork": "Mastercard", "cardType": "virtual_and_physical", "kycRequirement": "required", "applePay": "region_dependent", "googlePay": "region_dependent", "issueFee": "Standard card delivery free; express DHL 40 USD", "monthlyFee": "Annual account fee can apply if below 6,000 USD received in 12 months", "annualFee": "First card annual fee 29.95 USD; annual account fee 29.95 USD if below threshold", "fxFee": "Internal currency conversion from about 0.5% above mid-market, up to 3.5% depending on the operation; card cross-border fee up to 1.8%", "atmFee": "3.15 USD / 2.50 EUR / 1.95 GBP plus up to 1.8% or up to 3.5% depending transaction", "transferFees": "Marketplace and platform receiving is commonly about 1% (card-funded client payments around 3%); same-currency bank withdrawal about 1.50 USD under 50,000 USD/month, then 0.5%", "limits": "Card limits are account-specific and shown in Payoneer account/help center", "cashbackOrRewards": "Not applicable", "bestFor": [ "Marketplace and client payouts", "Freelancer receiving accounts" ], "notFor": [ "Users needing a simple consumer travel card", "Users whose client platforms do not support Payoneer" ], "notes": [ "Payoneer should be modeled by payout route and card use, not only by account sign-up.", "Nuvei announced a definitive agreement to acquire Payoneer on 15 June 2026 (~2.75B USD, closing expected mid-2027 pending approvals); no immediate account changes announced." ], "riskNotes": [ "Compliance holds, account reviews, FX and cross-border fees can affect freelancer cash flow.", "Recurring 2026 community reports describe sudden freezes of long-standing accounts; treat Payoneer as a payout route, not a place to store balances." ], "sources": [ { "title": "Payoneer pricing", "url": "https://www.payoneer.com/about/pricing/" }, { "title": "Payoneer annual fees FAQ", "url": "https://payoneer.custhelp.com/app/answers/detail/a_id/44310/~/faq---annual-fees." }, { "title": "Payoneer card FAQ", "url": "https://payoneer.custhelp.com/app/answers/detail/a_id/18226/~/conta-com-cart%C3%A3o-%E2%80%93-perguntas-frequentes" }, { "title": "Payoneer fees and limits help", "url": "https://payoneer.custhelp.com/app/answers/topics/c/3698%2C6102" } ] }, { "productId": "redotpay", "slug": "redotpay", "name": "RedotPay", "productCategory": "crypto-card", "factCategory": "crypto_card", "shortDescription": "Stablecoin payment card with published virtual and physical card fees.", "officialUrl": "https://www.redotpay.com", "lastChecked": "2026-06-22", "updateStatus": "fresh", "confidence": "high", "availabilityStatus": "region_dependent", "availabilityNote": "RedotPay publishes both unsupported-citizenship and location-based access restriction lists.", "countriesOrRegions": "158+ countries claimed; United States, Ukraine, Russia and other listed jurisdictions are unsupported", "custodyType": "custodial", "supportedAssets": "BTC, ETH, BNB, SOL, TON, S, TRX, XRP, USDT and USDC", "fiatCurrencies": "Local currency conversion at payment time; exact supported settlement currencies not verified", "cardNetwork": "Visa", "cardType": "virtual_and_physical", "kycRequirement": "required", "applePay": "yes", "googlePay": "yes", "issueFee": "Virtual card 10 USD; physical card 100 USD", "monthlyFee": "No monthly fee found in checked 2026 sources", "annualFee": "No annual fee found in checked 2026 sources", "fxFee": "About 1.2% FX markup on non-local-currency spend plus ~1% crypto conversion (roughly 2.2% combined per transaction); an extra ~0.20 USD per transaction can apply after the fifth swipe of the month", "atmFee": "Physical card supports ATM withdrawals; checked 2026 sources list the first ~10,000 USD per month free, then fees apply", "transferFees": "Crypto converts to spend at payment time; the ~1% conversion is part of the per-transaction cost", "limits": "Daily transaction limit advertised up to ~1,000,000 USD; spendable balance is funded from supported crypto", "cashbackOrRewards": "No standing cashback or staking rewards as of 2026; occasional sign-up promotions may apply", "bestFor": [ "Supported-country stablecoin spending", "Users who need published card issue fees" ], "notFor": [ "Users in unsupported jurisdictions", "Users who need PIN support from a virtual card" ], "notes": [ "RedotPay facts are useful because issue fees and unsupported countries are explicitly published." ], "riskNotes": [ "KYC and location restrictions can block use even if the app is visible.", "Stablecoin-funded spending still carries custody, conversion, issuer and compliance risk.", "Third-party 2026 reviews report slow support on complex tickets and a ~50 USD chargeback fee with multi-month dispute resolution." ], "sources": [ { "title": "RedotPay services and features", "url": "https://helpcenter.redotpay.com/en/articles/11070044-what-services-does-redotpay-offer" }, { "title": "RedotPay unsupported countries", "url": "https://helpcenter.redotpay.com/en/articles/10339263-unsupported-countries-regions" }, { "title": "RedotPay virtual card application", "url": "https://helpcenter.redotpay.com/en/articles/10721182-how-to-apply-for-a-virtual-card" }, { "title": "RedotPay physical card application", "url": "https://helpcenter.redotpay.com/en/articles/10721338-how-to-apply-for-a-redotpay-physical-card/" }, { "title": "RedotPay card usage", "url": "https://helpcenter.redotpay.com/en/articles/11027588-how-to-use-my-redotpay-crypto-card-for-transactions" }, { "title": "RedotPay identity verification", "url": "https://helpcenter.redotpay.com/en/articles/10339261-how-to-complete-identity-verification-for-my-account" } ] }, { "productId": "revolut", "slug": "revolut", "name": "Revolut", "productCategory": "money-transfer", "factCategory": "money_transfer", "shortDescription": "Multi-currency app, cards, transfers and in-app crypto with tiered plans.", "officialUrl": "https://www.revolut.com", "lastChecked": "2026-06-22", "updateStatus": "fresh", "confidence": "high", "availabilityStatus": "region_dependent", "availabilityNote": "Plans, fair-usage allowances, ATM limits and consumer protection vary by country.", "countriesOrRegions": "UK, EEA, US and many other countries; features and protection vary by region", "custodyType": "not_applicable", "supportedAssets": "200+ cryptocurrencies for in-app buy/hold/sell (custodial, not a self-custody wallet)", "fiatCurrencies": "Holds and exchanges 25+ currencies in-app", "cardNetwork": "Visa or Mastercard depending on issuing country", "cardType": "virtual_and_physical", "kycRequirement": "required", "applePay": "yes", "googlePay": "yes", "issueFee": "Standard plan card free; express delivery or premium cards can cost more", "monthlyFee": "Standard plan free; Plus, Premium, Metal and Ultra tiers carry recurring fees", "annualFee": "No annual fee on Standard; paid tiers billed monthly or yearly", "fxFee": "Interbank rate within a monthly fair-usage allowance (about 1,000 in base currency on Standard), then a fair-usage fee on the excess (≈1% in the UK/EU, 0.5% in the US); a 1% weekend markup can apply outside FX-market hours on some currencies", "atmFee": "Free up to a monthly allowance (region and plan dependent, e.g. EUR 200 or USD 800), then about 2%", "transferFees": "Revolut-to-Revolut transfers are free; external transfers vary by route, currency and plan", "limits": "Fair-usage and ATM allowances scale with plan; spending limits are account-specific", "cashbackOrRewards": "Some paid plans and card promotions offer cashback or perks; not used as a ranking factor", "bestFor": [ "One-app travel money with FX and extras", "Users who stay within free FX and ATM allowances" ], "notFor": [ "Large conversions wanting no fair-usage fees", "Users needing bank-grade protection in every market" ], "notes": [ "Plan tiers and fair-usage/ATM allowances vary by region; check the local Revolut pricing page for your residence." ], "riskNotes": [ "Consumer protection differs by market — Revolut holds an EU banking licence (deposit protection in the EU) but operates as an e-money institution in some markets, where funds are safeguarded rather than bank-deposit insured.", "In-app crypto is custodial; it is not the same as holding keys in a self-custody wallet." ], "sources": [ { "title": "Revolut pricing plans", "url": "https://www.revolut.com/our-pricing-plans/" }, { "title": "Revolut Standard plan fees (US)", "url": "https://www.revolut.com/en-US/legal/standard-fees/" }, { "title": "Revolut fees overview (US)", "url": "https://www.revolut.com/en-US/blog/post/revolut-fees-us/" } ] }, { "productId": "safetywing", "slug": "safetywing", "name": "SafetyWing", "productCategory": "insurance", "factCategory": "calculator_related", "shortDescription": "Nomad travel medical insurance with region, age and add-on pricing.", "officialUrl": "https://safetywing.com/nomad-insurance", "lastChecked": "2026-06-22", "updateStatus": "fresh", "confidence": "high", "availabilityStatus": "region_dependent", "availabilityNote": "Plan eligibility, US coverage, age price and add-ons vary.", "countriesOrRegions": "180+ countries advertised; US coverage is extra on checked page", "custodyType": "not_applicable", "supportedAssets": "Not applicable", "fiatCurrencies": "USD pricing examples", "cardNetwork": "Not applicable", "cardType": "not_applicable", "kycRequirement": "not_applicable", "applePay": "not_applicable", "googlePay": "not_applicable", "issueFee": "Not applicable", "monthlyFee": "As of 2026: Essential from about 62.72 USD per 4 weeks (ages 18-39); the broader Complete plan starts higher (around 161 USD per month); US/Canada cover is a paid add-on", "annualFee": "Loyalty discounts grow with continuous cover (roughly 5% after 12 months, more later); pay-in-full options vary", "fxFee": "Not applicable", "atmFee": "Not applicable", "transferFees": "Not applicable", "limits": "Essential has a 250 USD deductible in checked sources, 364 days of cover at a time and a 250,000 USD overall limit for most ages; policy wording controls", "cashbackOrRewards": "Not applicable", "bestFor": [ "Longer trips and remote work medical cover comparisons", "Travelers who need buy-while-abroad flexibility" ], "notFor": [ "Users who need excluded coverage", "Users unwilling to read claim and policy wording" ], "notes": [ "Use policy wording and the quote tool for the traveler age, residence and destination, not a generic headline price." ], "riskNotes": [ "Coverage depends on exclusions, documentation, pre-approval rules and claim evidence.", "2026 review complaints cluster on pre-existing-condition classifications, slow pre-authorization and repeated document requests; adventure/high-altitude activities are a common exclusion trap.", "Travel insurance content is informational, not insurance advice." ], "sources": [ { "title": "SafetyWing Nomad Insurance page", "url": "https://safetywing.com/nomad-insurance" }, { "title": "SafetyWing description of coverage PDF", "url": "https://safetywing.com/nomad-insurance/description-of-coverage.pdf" } ] }, { "productId": "saily", "slug": "saily", "name": "Saily", "productCategory": "esim", "factCategory": "calculator_related", "shortDescription": "Travel eSIM by the NordVPN team with local, regional and global data plans.", "officialUrl": "https://saily.com", "lastChecked": "2026-06-22", "updateStatus": "fresh", "confidence": "high", "availabilityStatus": "region_dependent", "availabilityNote": "Coverage, data and validity are plan-specific; destination and device compatibility must be checked.", "countriesOrRegions": "150+ countries with 4G/5G advertised; local, regional and global plans, each with its own coverage", "custodyType": "not_applicable", "supportedAssets": "Not applicable", "fiatCurrencies": "Prices shown by plan and billing currency", "cardNetwork": "Not applicable", "cardType": "not_applicable", "kycRequirement": "not_applicable", "applePay": "not_applicable", "googlePay": "not_applicable", "issueFee": "Not applicable", "monthlyFee": "No subscription required for one-off plans; an unlimited \"Ultra\" subscription tier is also offered", "annualFee": "Not applicable", "fxFee": "Not applicable", "atmFee": "Not applicable", "transferFees": "Not applicable", "limits": "Data allowance, validity and supported countries vary by plan; base plans are data-only", "cashbackOrRewards": "The Ultra tier advertises cashback and a bundled NordVPN subscription; not used as a ranking factor", "bestFor": [ "Cheap per-GB travel data", "Users who value a security-focused provider" ], "notFor": [ "Locked or non-eSIM phones", "Travelers needing guaranteed voice service" ], "notes": [ "Connectivity is included because losing data can break banking, card approvals and support access abroad." ], "riskNotes": [ "Refunds narrow after activation; check device compatibility, activation timing and whether the optional number works for your bank SMS." ], "sources": [ { "title": "Saily official site", "url": "https://saily.com" }, { "title": "NordVPN Saily review", "url": "https://nordvpn.com/review/saily/" }, { "title": "Saily vs Airalo (NordVPN)", "url": "https://nordvpn.com/blog/saily-vs-airalo/" } ] }, { "productId": "tria", "slug": "tria", "name": "Tria", "productCategory": "crypto-card", "factCategory": "crypto_card", "shortDescription": "Self-custodial Visa crypto card with 1,000+ asset support claims.", "officialUrl": "https://www.tria.so/en", "lastChecked": "2026-06-22", "updateStatus": "fresh", "confidence": "medium", "availabilityStatus": "available", "availabilityNote": "Live in 2026 with Virtual, Signature and Metal tiers; confirm onboarding and KYC for your specific country.", "countriesOrRegions": "150+ countries claimed (US, UK, Europe, Canada, LatAm, APAC, MEA); excludes Russia, China, India and US-sanctioned regions", "custodyType": "non_custodial", "supportedAssets": "1,000+ tokens claimed, including BTC, ETH, SOL and USDC examples", "fiatCurrencies": "USD-based conversion at payment; FX applies for non-USD spend", "cardNetwork": "Visa", "cardType": "virtual_and_physical", "kycRequirement": "required", "applePay": "yes", "googlePay": "yes", "issueFee": "One-time tier fee: Virtual ~25 USD, Signature ~109 USD, Metal ~250 USD; no monthly fee", "monthlyFee": "No monthly fee", "annualFee": "No annual fee", "fxFee": "No Tria conversion markup; standard ~1% Visa network fee plus FX on non-USD spend", "atmFee": "Virtual tier limited; Signature and Metal state full ATM access", "transferFees": "Zero Tria deposit, withdrawal and top-up fees stated; blockchain/network costs still apply", "limits": "Daily transaction limits up to $1,000,000 are claimed", "cashbackOrRewards": "1.5% Virtual, 4.5% Signature, 6% Metal; 6% applies to the first ~2,000 USD of monthly spend, then ~1% (verify current caps)", "bestFor": [ "Self-custody-focused crypto spending", "Comparing crypto card rewards and card tiers" ], "notFor": [ "Users in excluded regions", "Users who want a traditional bank debit card" ], "notes": [ "Tria is a genuine self-custodial option in 2026; confirm current tier fees, cashback caps and country onboarding in-app before relying on it." ], "riskNotes": [ "Self-custody does not remove issuer, network, compliance, smart-contract or token-price risk.", "Reward, APY and insurance/perk claims need current terms review before funding the card." ], "sources": [ { "title": "Tria homepage", "url": "https://www.tria.so/en" }, { "title": "Tria card blog", "url": "https://www.tria.so/blogs/your-tria-card-does-more-than-you-think" }, { "title": "Tria legal overview", "url": "https://docs.tria.so/legal" }, { "title": "Tria whitepaper", "url": "https://www.tria.so/legal/whitepaper" } ] }, { "productId": "wirex", "slug": "wirex", "name": "Wirex", "productCategory": "crypto-card", "factCategory": "crypto_card", "shortDescription": "Crypto and fiat card wallet with regional fee and limit tables.", "officialUrl": "https://wirexapp.com", "lastChecked": "2026-06-22", "updateStatus": "fresh", "confidence": "high", "availabilityStatus": "region_dependent", "availabilityNote": "Supported-country and feature tables differ for account, crypto account, card top-up and card availability.", "countriesOrRegions": "Wirex states 130+ countries; card support varies by country row", "custodyType": "hybrid", "supportedAssets": "Crypto, stablecoin and fiat balances are supported; exact asset list is app-specific", "fiatCurrencies": "EUR, GBP, USD and regional currencies appear across fee and limit tables", "cardNetwork": "Visa or Mastercard depending card/region", "cardType": "virtual_and_physical", "kycRequirement": "required", "applePay": "yes", "googlePay": "yes", "issueFee": "Free card issuance listed in general fee table", "monthlyFee": "Standard plan free; paid Elite plan about 29.99 USD per month for higher rewards and ATM limits", "annualFee": "No annual card fee found in checked fee table", "fxFee": "Wirex advertises 0% FX markup on in-app exchange; exact spread per currency pair is shown at quote time", "atmFee": "Free monthly ATM allowance (about GBP/EUR 200 on Standard, up to ~1,000 USD on Elite), then 2%", "transferFees": "Fiat bank transfers may be free in listed rails; crypto external withdrawals have network-variable fees", "limits": "Card limits vary by region; EEA table includes EUR 30,000 max purchase and EUR 500 daily ATM withdrawal for plastic/metal", "cashbackOrRewards": "Cryptoback paid in WXT: roughly 0.5-2% base, advertised up to 8% with WXT staking and monthly spend thresholds on higher plans", "bestFor": [ "Mixed fiat and crypto card wallet comparisons", "Users who want published ATM allowance tables" ], "notFor": [ "Users who need identical terms across countries", "Users who want rewards without plan complexity" ], "notes": [ "Wirex consumer-card custody should be reviewed in current terms because Wirex also publishes separate BaaS non-custodial documentation." ], "riskNotes": [ "Card limits and availability vary materially by region.", "Exchange and rewards terms can change and may be app-specific." ], "sources": [ { "title": "Wirex fees", "url": "https://wirexapp.com/help/article/wirex-fees-1379/" }, { "title": "Wirex limits", "url": "https://wirexapp.com/help/article/wirex-limits-1380" }, { "title": "Wirex supported countries", "url": "https://wirexapp.com/help/article/supported-countries-1189" }, { "title": "Wirex card benefits", "url": "https://wirexapp.com/help/article/benefits-of-the-wirex-card-explained-1301" }, { "title": "Wirex card overview", "url": "https://wirexapp.com/help/article/what-is-the-wirex-card-1300" }, { "title": "Wirex X-tras pricing help", "url": "https://wirexapp.com/help/article/x-tras-pricing-plans-and-tiers-1337" } ] }, { "productId": "wise", "slug": "wise", "name": "Wise", "productCategory": "money-transfer", "factCategory": "money_transfer", "shortDescription": "Multi-currency account, transfers and card with published fees.", "officialUrl": "https://wise.com", "lastChecked": "2026-06-22", "updateStatus": "fresh", "confidence": "high", "availabilityStatus": "region_dependent", "availabilityNote": "Wise account, local details and card availability depend on residence and verification.", "countriesOrRegions": "Accounts and cards are region-dependent; pricing page can be localized by residence", "custodyType": "not_applicable", "supportedAssets": "Not applicable", "fiatCurrencies": "40+ currencies advertised for account/card use", "cardNetwork": "Visa or Mastercard depending issuing country", "cardType": "virtual_and_physical", "kycRequirement": "required", "applePay": "region_dependent", "googlePay": "region_dependent", "issueFee": "US example: physical card 9 USD; digital card free", "monthlyFee": "No card subscription fee in checked US pricing", "annualFee": "No annual card fee in checked US pricing", "fxFee": "No foreign transaction fee; a conversion fee applies only when Wise converts currency, typically from about 0.43% on major pairs (higher on exotic routes)", "atmFee": "US example: no Wise fee up to 250 USD monthly (fixed per-withdrawal fee removed in 2026), then about 1.95 USD + 1.95%", "transferFees": "Transfers vary by route, currency and payment method", "limits": "Card spending limits are account and region specific", "cashbackOrRewards": "Not applicable", "bestFor": [ "Transparent FX comparisons", "Freelancer and traveler multi-currency workflows" ], "notFor": [ "Cash-heavy trips needing high free ATM limits", "Users needing branch banking" ], "notes": [ "US card pricing is used as an example; use the local Wise pricing page for another residence." ], "riskNotes": [ "Compliance reviews and regional restrictions can delay transfers or card access." ], "sources": [ { "title": "Wise card fees", "url": "https://wise.com/us/pricing/card-fees" }, { "title": "Wise card fee help", "url": "https://wise.com/help/articles/2934551/what-are-the-wise-card-fees" }, { "title": "Wise multi-currency account uses", "url": "https://wise.com/us/blog/multi-currency-account-uses" } ] } ] }