Review

Money transfer

Deel review: contractor withdrawals, card and fees

Deel review for contractors: no Deel fee on local bank withdrawals, USD 5–10 for SWIFT and a Visa card with no fee in 10 currencies (Sep 2026).

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Best for

  • Contractors whose clients pay through Deel
  • Contractors in countries with a local bank or Pix route, where Deel charges no withdrawal fee
  • Eligible contractors who want USDC or USDT payouts or a DLUSD balance inside Deel

Choose something else if

  • If your clients pay by another route, a general account such as Wise or Payoneer fits better.
  • If you need ATM cash, pick a card that supports withdrawals: the Deel Card is for purchases only.
  • US and UK contractors who want stablecoin payouts need another route: direct USDC and USDT transfers are unavailable to those accounts.

Key numbers

Contractor fees
No subscription or annual fee
as of 21 Sep 2026
Bank withdrawals
Local bank or Pix USD 0 from Deel; cross-border USD 5; SWIFT USD 5–10 from Deel plus possible intermediary fees
as of 21 Sep 2026
Instant card payout
0.75% up to USD 25 in the US; 2% up to USD 15 elsewhere
as of 21 Sep 2026
Stablecoins
USDC or USDT at 2% + USD 1; unavailable to US and UK accounts
as of 21 Sep 2026
Deel Card
Visa; first virtual card free, extra virtual card USD 5, physical card USD 10 plus shipping; 1.5% outside 10 supported currencies
as of 21 Sep 2026
Cash and limits
No ATM withdrawals; card purchases capped at USD 10,000 per transaction
as of 21 Sep 2026

Verdict

Deel is a payment platform that clients use to pay contractors worldwide. For a contractor it is a balance you withdraw from: to a local bank, Pix, SWIFT, an instant card payout, an e-wallet, USDC or USDT, or you spend it with the Deel Visa card. It makes sense when your client already pays through Deel. Contractors pay no subscription or annual fee.

Deel’s withdrawal fees (as of 21 Sep 2026): local bank and Pix USD 0, though the provider may charge separately; cross-border transfers USD 5; SWIFT from USD 5, capped at USD 10 for Deel’s part, plus possible intermediary, receiving and FX fees. Instant card payouts cost 0.75% up to USD 25 in the US or 2% up to USD 15 elsewhere. Direct USDC or USDT costs 2% + USD 1 and is unavailable to US and UK accounts. The Deel Card has no transaction fee in USD, AUD, CAD, SGD, NZD, HKD, JPY, EUR, GBP and CHF, and 1.5% in other currencies.

The main limitations: Deel only helps if clients pay you through it, and the Deel Card gives no ATM cash. Withdrawal methods and currencies depend on your country.

Card and payments

Type
Virtual + physical
Custody
Not applicable
KYC
Required
Apple Pay
Region-dependent
Google Pay
Region-dependent

How it works

  • Fiat, bank, card and direct stablecoin withdrawals
  • Eligible virtual or physical Visa Deel Card
  • DLUSD-denominated Stablecoin Wallet in eligible markets

Pros

  • Country-dependent payout routes include direct USDC/USDT
  • Eligible contractors can hold a DLUSD-denominated balance inside Deel

Cons

  • Works only when the client pays you through Deel
  • DLUSD is not a bank deposit, legal tender or covered by government deposit insurance

Alternatives

Wise

Money transfer

Multi-currency account and card with transparent conversion pricing.

  • Travelers who spend in several currencies and want a clear conversion fee
  • Freelancers receiving and converting international payments
Last checked:
ReviewCheck terms

Revolut

Money transfer

All-in-one money app with multi-currency cards, transfers, crypto and travel extras.

  • Travelers wanting one app for cards, FX and extras
  • People who stay within the free FX and ATM allowances
Last checked:
ReviewCheck terms

N26

Money transfer

Euro bank account with a Mastercard for residents of selected European countries.

  • Residents of supported countries who need a euro account
  • People who keep savings in euros and want deposit protection
Last checked:
ReviewCheck terms

Head-to-head comparisons

Deel vs PayoneerDeel vs Wise

Related next steps

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FAQ

How do I withdraw money from Deel?

Choose a withdrawal method in your Deel account; the options depend on your country. Deel’s own fees (as of 21 Sep 2026): local bank transfer or Pix USD 0 (the provider may charge separately), cross-border transfer USD 5, SWIFT from USD 5 up to USD 10 plus possible intermediary and FX fees, instant card payout 0.75% up to USD 25 in the US or 2% up to USD 15 elsewhere, and direct USDC or USDT 2% + USD 1. Each method has its own minimum amount.

What is the Deel Card and how much does it cost?

The Deel Card is a Visa card for spending your Deel balance. The first virtual card is free, each extra virtual card costs USD 5, and a physical card costs USD 10 plus shipping where it is available (as of 21 Sep 2026). There is no transaction fee in USD, AUD, CAD, SGD, NZD, HKD, JPY, EUR, GBP or CHF, and 1.5% in other currencies. Purchases are capped at USD 10,000 per transaction.

Can I withdraw cash from an ATM with the Deel Card?

No. The Deel Card is for purchases: ATM withdrawals and other cash disbursements are not supported. For cash, withdraw to a local bank account first and use that bank’s card.

Can I withdraw from Deel in USDC or USDT?

Yes, where the route is available for your country. Direct USDC and USDT withdrawals run on networks such as Ethereum, Base, Polygon, BNB Chain, Solana and Tron and cost 2% + USD 1 (as of 21 Sep 2026); they are unavailable to US and UK accounts. Pick the exact token and network your wallet supports: a transfer to an incompatible wallet can be irreversible. Separately, eligible verified contractors in 80+ countries across Latin America, Africa, the Middle East and Asia-Pacific can hold a DLUSD balance in Deel’s Stablecoin Wallet; DLUSD is not a bank deposit and has no government deposit insurance.

Sources

  1. Deel contractor withdrawal options — deel.com
  2. Deel withdrawal fees and minimums — help.letsdeel.com
  3. Deel stablecoin (USDC/USDT) withdrawals — help.letsdeel.com
  4. Deel Card overview — help.letsdeel.com
  5. Deel Stablecoin Wallet launch — deel.com
  6. Deel contractor withdrawal workflow and SWIFT fee scope — help.letsdeel.com

Fees and terms change, so check the provider’s current price page before you sign up. How we compare