Tria
Crypto card
Self-custodial Visa crypto card with tiered issue and annual fees.
- Self-custody-focused crypto spenders
- Crypto holders who want cashback on everyday card spending
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Main categories
Crypto Cards for Travel: Fees, Custody and Access
Nexo Card and Bybit Card suit residents of Europe: Nexo charges 0.2% FX on weekdays in the EEA, UK and Switzerland, and Bybit EU 0.5% above the Mastercard rate (as of 26 Sep 2026). Tria is the self-custody option. RedotPay serves 100+ countries but restricts the US, Ukraine, Russia and Belarus (as of 24 Aug 2026). Keep a bank card next to any crypto card.
Next steps
Crypto Card Fees Compared: 7 Cards for TravelCrypto card fees for travel compared: FX markups such as 0.5% at Bybit EU (Sep 2026), free ATM allowances and country availability for 7 cards.Open Crypto Card Cost Calculator: Fees, FX and CashbackCrypto card cost calculator: Bybit, Nexo, Wirex, Crypto.com or RedotPay fees; 1,500 EUR of spending and 200 EUR cash on Bybit Card EU cost 10.50 EUR.Open Nexo CardDual-mode crypto Mastercard for selected European residents and eligible Argentine clients.Open
Featured tools
Nexo Card
Crypto card
Dual-mode crypto card for eligible users in Europe and Argentina.
- Existing Nexo users in eligible European countries or Argentina
- Crypto holders who want to spend their crypto or borrow against it
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Gnosis Pay
Crypto card
Legacy Gnosis Pay card ends on 20 December 2026; withdrawals stay available after closure.
- Existing holders planning the end of their legacy card
- Download transaction history before closure and keep refund confirmations; individual dispute time limits still apply.
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RedotPay
Crypto card
Stablecoin-based card with clear issue fees and strict country exclusions.
- Users in supported countries who want stablecoin-funded spending
- Travelers who want to start with a virtual card and add a physical one later
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Wirex
Crypto card
Long-running crypto and fiat card wallet with region-specific limits.
- People who want fiat and crypto balances behind one card
- Travelers based in the UK or EEA who want a free monthly ATM allowance
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Crypto.com Card
Crypto card
Tiered prepaid crypto card with fees that differ by region.
- Crypto.com app users who want a prepaid card funded from the app
- Level Up subscribers who want rewards on card spending
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Bybit Card
Crypto card
Exchange-funded card with fees set by region.
- Existing Bybit users in supported regions
- Residents of Europe who want to spend crypto through the Bybit EU card
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How to choose
Check issuance for your residency first, custody model second, rewards last. Shortlist only cards issued in your country of residence, then decide who holds the keys: you, with a self-custody card such as Tria, or the platform, with custodial cards such as Nexo, RedotPay, Crypto.com and Bybit.
Price the whole path: crypto conversion spread, FX markup, ATM rules and top-up costs. Headline cashback often requires locking tokens whose value can move more than the reward.
Treat any crypto card as a secondary rail next to a bank or multi-currency card. Compliance reviews and holds can pause spending without notice.
Common questions
What actually happens when I pay with a crypto card?
Check the exact mode: it may sell crypto, spend a pre-converted fiat balance or create a loan against collateral. Conversion fees, interest and liquidation risks differ. Record actual sales, borrowing and repayments; tax treatment depends on the transaction and jurisdiction.
Self-custodial or exchange-issued card — which is safer?
Self-custody keeps you in control of keys but demands more discipline; exchange cards are convenient but add platform and account-freeze risk. Choose based on which failure mode you can tolerate.
Can I travel with a crypto card as my only card?
No. Hotels, deposits, refunds and account reviews all favor having a bank-issued backup. Use the crypto card for controlled spending, not as your treasury.
Why do rewards differ so much between tiers?
Higher tiers often require a paid subscription, holding or locking the issuer’s token, and they come with spending caps and excluded purchases. Compare the reward you can actually get after fees and the price risk of any token you must hold.
How we evaluate
We compare fees, the countries each product serves, how well it works on the road and its main risks, using each provider’s own price and terms pages.
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