Crypto Cards Compared

• Self-custody-focused crypto spenders
• Users comparing crypto card reward and travel-perk models

Not for

You do not accept annual card fees

Card use is marketed in 150+ countries; onboarding and the applicable terms are region-dependent

The checked US and international terms differ. Confirm the issuing entity, onboarding eligibility and fee schedule for your residence.

Virtual: 1.5% on the first 100 USD monthly then 0.5%; Signature: 4.5% on the first 1,000 USD then 1%; Premium: 6% on the first 2,000 USD then 1%, subject to exclusions and distribution terms

Watchout

If an amount owed is unpaid or collateral value falls, the terms allow a liquidation event

• Existing Nexo users in eligible European countries or Argentina
• Users comparing dual credit/debit crypto card models

Not for

You need a non-custodial setup

Selected European countries and Argentina

Nexo supports selected European markets and launched the Card in Argentina in July 2026; eligibility, limits, currencies and promotions differ by market.

European Credit Mode: up to 2% NEXO or 0.5% BTC, conditional on balance above USD 5,000, loyalty tier and market. Do not apply European rewards to Argentina or UK without checking local terms.

Watchout

Custodial account and collateralized credit exposure can affect access to funds

• Eligible users in selected European and Latin American countries who want self-custodial stablecoin spending
• Users comfortable managing a Safe smart account

Not for

You want to spend volatile crypto directly rather than stablecoins

Selected countries in Europe and Latin America; official eligibility list controls

Funding currency is region-specific: EURe (EU/EEA/Switzerland), GBPe (UK), USDCe (other supported countries); residents of unsupported countries cannot order.

Tiered GNO cashback up to 5% on eligible spend (rate depends on GNO held), plus a 1% boost for OG NFT holders; paid weekly

Watchout

Gnosis Pay published recovery guidance after a security incident — review current status before funding

• Users in supported countries who want stablecoin-funded spending
• Comparing virtual vs physical card setup costs

Not for

You are in an unsupported country or cannot complete KYC

100+ countries stated; Ukraine, the US, Russia, Belarus and other listed jurisdictions are restricted

RedotPay publishes both unsupported-citizenship and location-based access restriction lists.

Optional RedotPay Pro advertises 3% cashback on Apple Pay and Google Pay purchases, capped at 18 USDs/month; rewards are non-withdrawable and normally expire after 30 days

Watchout

Stablecoin card access depends on KYC, sanctions and issuer rules

• Users comparing fiat plus crypto card wallets
• Travelers who want published ATM and country tables

Not for

You need one simple fee table worldwide

Wirex states 130+ countries; card support varies by country row

Supported-country and feature tables differ for account, crypto account, card top-up and card availability.

Cryptoback starts at 0.5% on Standard and is advertised up to 8% on paid plans with qualifying WXT locks and conditions

Watchout

Do not assume the BaaS non-custodial card documentation applies to the consumer Wirex app card

• Existing Crypto.com users comparing a regional card tier
• Users who will read the exact country fee page before applying

Not for

You need simple global terms

Region-specific fee pages include US, Europe, UK, Canada, Singapore, Australia and select GCC markets

Crypto.com publishes separate prepaid card fee and limit pages by country or residential-address region.

Level Up rewards depend on plan, region and joining date. Eligible Plus/Pro subscriptions are an alternative to CRO lockup/staking; a universal 180-day lock and mandatory active CRO stake are not current rules. Check the prepaid-card rewards table, not the separate US credit card.

Watchout

Exchange-linked custody and compliance risk

• Existing Bybit users in supported regions
• Users who want a detailed official fee table before deciding

Not for

Bybit card is not offered in your residence region

Global card programs have separate regional rows. Eligible European residents must check Bybit EU and its own card application and fee pages; absence from the global table does not establish EU unavailability.

Global card programs have separate regional rows. Eligible European residents must check Bybit EU and its own card application and fee pages; absence from the global table does not establish EU unavailability.

Rewards are campaign-, tier- and region-dependent; verify the current Bybit page and in-app terms instead of relying on historic 2%-10% claims

Watchout

Exchange account access, card issuer support and compliance rules can change