Calculators

Travel Money Calculators: FX, ATM and Budget

Enter your own amounts and fees to see what a trip, a currency conversion, an ATM withdrawal or a client payout costs. Each calculator opens with a worked example you can change.

Start hereTravel Card Cost CalculatorRank travel cards by the fees your trip would cost, with each card’s dated prices.Open the calculatorExample: one month abroad · EEA (euro account)1. N26 Smart10.00 EUR2. Bybit Card EU10.50 EUR3. N26 Standard15.10 EUR

Cards & cash

What card payments, exchange and ATM cash cost abroad.

FX Fee CalculatorCompare two cards on one payment in a foreign currency.ATM Withdrawal Fee Calculator for Cash AbroadPrice an ATM withdrawal abroad, or plan cash for a whole trip.Crypto Card Cost CalculatorA month with a crypto card: conversion, ATM, plan and card fees.

Trip & visas

Budget a trip, count Schengen days and price mobile data.

Travel Budget CalculatorTrip budget by night and by day, with a buffer and an emergency reserve.Schengen 90/180 CalculatorDays used in the last 180 and the latest date you can stay.eSIM vs Roaming CalculatorDaily roaming against one eSIM plan, and the day they break even.Tip and Split Calculator for Travel BillsAdd a tip and split the bill evenly in any currency.

Freelance

Net payouts, tax set-asides and recurring costs.

Freelancer Payment Fee CalculatorWhat reaches you from an invoice after platform, payout and FX fees.Freelancer Tax Set-Aside CalculatorHow much of each payment to set aside for tax.Subscription Cost CalculatorYour subscriptions per month and per year, with the FX markup.

Living abroad

Compare cities, test a rent and count days per country.

Cost of living2025 price levels in 36 countries against the EU average of 100.Cost of Living Comparison Calculator for EuropeMonthly costs in two cities side by side, with your rent and income.Rent Affordability Calculator for Moving AbroadRent against income: housing share, money left and cash to move in.183-Day CalculatorDays in each country from a trip log, against the 183-day threshold.

How we evaluate

We compare fees, the countries each product serves, how well it works on the road and its main risks, using each provider’s own price and terms pages.

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