Compare
N26 vs Revolut
Compare N26 and Revolut on supported routes, account eligibility, FX and ATM costs, plan limits and the backup you need for real travel.
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Decision brief
N26 is a more direct fit when this describes your needs: Residents on the supported-country list needing a euro account. Revolut is a more direct fit when this describes your needs: Travelers wanting one app for cards, FX and extras. Compare the decision factors below against your country, trip and backup plan.
Your residency and supported currency routes
FX, ATM and plan limits for a realistic month
Whether you need a regulated bank account, a multi-currency balance or both
Euro bank account: check residence eligibility, card costs and ATM terms.
Last checked:
Official source: N26 foreign transaction feesAll-in-one money app with multi-currency cards, transfers, crypto and travel extras.
Last checked:
Official source: Revolut pricing plansWhat to compare first
| Attribute | N26 | Revolut |
|---|---|---|
| Best for | Residents on the supported-country list needing a euro account | Travelers wanting one app for cards, FX and extras |
| Availability | Region-dependent | Region-dependent |
| Product role | Euro bank account with country-specific eligibility, card and cash-withdrawal terms. | Multi-currency app, cards, transfers and in-app crypto with tiered plans. |
| KYC | Required | Required |
| FX | No foreign-transaction fee on card payments (Mastercard rate) on all plans | Own variable Revolut exchange rate. UK Standard example: 1% above GBP 1,000 per rolling month, plus 1% weekend exchange fee where applicable; other plans and markets differ. |
| Transfer and withdrawal costs | Standard SEPA and Instant SEPA transfers are free; instant delivery requires recipient-bank participation. Other routes and foreign-currency transfers have separate terms. | Revolut-to-Revolut transfers are free; external transfers vary by route, currency and plan |
| Monthly | Standard free; Smart, Go and Metal tiers roughly EUR 4.90–16.90 per month | Standard plan free; Plus, Premium, Metal and Ultra tiers carry recurring fees |
Choose N26 if
- Residents on the supported-country list needing a euro account
- Users comparing bank-deposit protection and cash-withdrawal conditions
Choose Revolut if
- Travelers wanting one app for cards, FX and extras
- People who stay within the free FX and ATM allowances