Country guides

Digital Nomad Country Guides: Cards, Cash and Tax

Digital nomad country guides for 16 destinations: which cards and crypto cards work, ATM and cash habits, crypto rules and tax-residence tests.

European UnionEuropean Union for nomads: MiCA authorisation after the 1 July 2026 deadline, Bybit EU card fees, N26 residence rules and the Gnosis Pay card closure.Last checked: 2026-09-26OpenUnited KingdomUK for nomads: Capital Gains Tax on crypto disposals, what FCA registration means, remote work as a visitor and why under 183 days can make you resident.Last checked: 2026-10-10OpenUnited StatesUSA for nomads: ATM fees and hotel holds, crypto cards that restrict the US, and how 31 days plus 183 weighted days can make you a US tax resident.Last checked: 2026-10-10OpenUnited Arab EmiratesUAE for nomads: the Remote Work Visa’s USD 3,500 monthly income test, VARA and DFSA crypto licences, and the AED 1 million business turnover tax threshold.Last checked: 2026-10-10OpenThailandThailand for nomads: 250 THB per K-ATM withdrawal on a foreign Visa credit card, the DTV’s 500,000 THB funds rule, TouristDigiPay and the 180-day test.Last checked: 2026-10-10OpenPortugalPortugal for nomads: crypto held 365 days or more is tax-free, shorter-held gains pay 28%, and over 183 days or a habitual home makes you resident.Last checked: 2026-10-10OpenGeorgiaGeorgia for nomads: opening a TBC account with a passport and phone, paying in lari, the 1% small business rate up to GEL 500,000 and crypto income rules.Last checked: 2026-10-10OpenSpainSpain for nomads: any EU IBAN works for SEPA, the 183-day test, the Beckham regime’s 24% rate and crypto gains taxed at 19% to 30%, plus Modelo 721.Last checked: 2026-10-10OpenMexicoMexico for nomads: pay in pesos, carry cash for markets and tips, and how Article 9 residence and Banxico Circular 4/2019 shape tax and crypto.Last checked: 2026-09-26OpenIndonesia (Bali)Indonesia and Bali for nomads: pay in rupiah, cross-border QRIS for foreign apps, the E33G visa’s USD 60,000 income rule and the 0.21% crypto sale tax.Last checked: 2026-09-09OpenGermanyGermany for nomads: cash for Girocard-only shops, freelance visa routes, crypto sold after one year and the EUR 1,000 limit on private disposal gains.Last checked: 2026-10-10OpenEstoniaEstonia for nomads: e-Residency vs tax residence, EUR 3,960 a month in financial means for the remote-work D visa, and the 22% tax on crypto gains in 2026.Last checked: 2026-09-09OpenMalaysiaMalaysia for nomads: DE Rantau needs USD 24,000 a year for tech roles, most banks refuse the pass, the 182-day test and how HASiL taxes crypto trading.Last checked: 2026-10-10OpenSerbiaSerbia for nomads: pay in dinars, change euros at a menjačnica, the 15% tax on crypto gains and the PPDG-3R return due 120 days after each quarter.Last checked: 2026-10-10OpenCyprusCyprus for nomads: the 8% tax on crypto profit from 2026, the 60-day residence rule, what non-dom covers, and the €3,500 net income nomad permit.Last checked: 2026-09-09OpenColombiaColombia for nomads: pesos and cash, who can open Nequi, the 183-day test, 15% tax on crypto held two years or more and DIAN crypto reporting from 2027.Last checked: 2026-10-10Open

At a glance

Compare jurisdictions at a glance

Headline facts for each country; open the country page for the details and sources.

CountryRegionCrypto tax (headline)Residence testNomad visaCurrency
European UnionEUSet by each country; MiCA covers providersWhere you live and work, per countryDiffers by member stateEUR
United KingdomEuropeCapital Gains Tax on disposals above the allowanceStatutory Residence Test; under 183 days can countVisitors may work remotely for an overseas jobGBP
United StatesAmericasDigital assets taxed as property31 days + 183 weighted days over 3 years—USD
United Arab EmiratesMiddle EastCorporate tax once business turnover tops AED 1m—Remote Work Visa: 1 year, USD 3,500 a monthAED
ThailandAsiaResidents: foreign income from 2024 taxed when brought in180 days in a calendar yearDTV: up to 180 days per entry, 500,000 THB in fundsTHB
PortugalEUHeld 365+ days: tax-free; shorter: 28%Over 183 days in 12 months, or a habitual homeRemote-work (“digital nomad”) stay or residency visaEUR
GeorgiaCaucasusIndividuals’ income from supplying crypto exempt183 days in a continuous 12-month period—GEL
SpainEUSavings scale 19%–30%; Modelo 721 above EUR 50,000More than 183 days in a calendar year—EUR
MexicoAmericasCrypto sales fall under ISRHome in Mexico; centre of vital interestsTemporary Resident (immigration status only)MXN
Indonesia (Bali)Asia0.21% of sale value on domestic platforms, 1% on foreignOver 183 days in 12 months, or intention to resideE33G: USD 60,000 a year + foreign employment contractIDR
GermanyEUTax-free after 1 year; gains under EUR 1,000 a year exemptA dwelling, or a stay of more than six monthsSelf-employment or Freiberufler residence permitEUR
EstoniaEU22% income tax on gains (2026)Place of residence, or 183 days in 12 monthsTeleworking D visa: EUR 3,960 a month; separate from e-ResidencyEUR
MalaysiaAsiaInvestment gains outside CGT; trading taxed as income182 days in the year (one Section 7 test)DE Rantau: USD 24,000 a year (tech), USD 60,000 (other)MYR
SerbiaBalkans15% on gains; 50% relief if reinvested183 days in 12 months, or home / centre of interestsTemporary residence needed after 90 daysRSD
CyprusEU8% on crypto profit from 2026183 days, or the 60-day ruleDigital nomad permit: €3,500 net a month; 500 permitsEUR
ColombiaAmericas15% if held 2+ years; otherwise taxed as incomeMore than 183 days in any 365-day periodV visa: 3 minimum monthly wages, foreign employers or clientsCOP