Country and region guides
Jurisdictions for digital nomad money stacks
Compare practical money-stack notes by region: crypto card availability, FX and ATM assumptions, regulation, backup planning and source links.
At a glance
Compare jurisdictions at a glance
Headline facts only — open each country for the full, sourced detail. Tax, residence and visa rules change, so confirm locally before relying on anything.
| Country | Region | Crypto tax (headline) | Residence test | Nomad visa | Currency |
|---|---|---|---|---|---|
| European Union | EU | National tax under the MiCA framework (varies by state) | Per member state (often 183 days) | Varies by member state | EUR |
| United Kingdom | Europe | Capital gains tax on disposals | Statutory residence test | No dedicated nomad visa | GBP |
| United States | Americas | Taxed as property; worldwide income for citizens | Substantial presence or citizenship | No dedicated nomad visa | USD |
| United Arab Emirates | Middle East | No personal income tax on individuals | Residence-based | Remote Work Visa (~US$3,500–5,000/mo) | AED |
| Thailand | Asia | Remittance-based for residents (confirm) | 180 days | DTV: ~฿500k held 90 days | THB |
| Portugal | EU | Holding-period distinction for individuals (confirm) | 183 days | D8 (~4× min wage + savings) | EUR |
| Georgia | Caucasus | Territorial; personal crypto sale often non-local | 183 days or HNWI route | Remotely from Georgia ($2k/mo); 2026 work-permit rules | GEL |
| Spain | EU | Savings income 19–30%; Modelo 721 reporting | 183 days | DNV (~€2,850/mo); Beckham regime | EUR |
| Mexico | Americas | Gains taxed as income (ISR up to ~35%) | Home / centre of interests | Temporary Resident (solvency test) | MXN |
| Indonesia (Bali) | Asia | 0.21% final tax on domestic-exchange disposals | KITAS = resident from arrival | E33G (~US$60k/yr) | IDR |
| Germany | EU | Held >1 year generally not taxed; <1yr at income rate | 183 days / habitual abode | Freelance (Freiberufler) visa | EUR |
| Estonia | EU | Every disposal taxed as income (22%→24%) | 183 days | DNV (€4,500/mo); e-Residency ≠ residence | EUR |
| Malaysia | Asia | No general CGT; business trading taxed as income | 182 days; territorial | DE Rantau Nomad Pass | MYR |
| Serbia | Balkans | 15% capital gains on crypto; reinvestment relief | 183 days / centre of life | Freelancer / paušal regimes | RSD |
| Cyprus | EU | Flat 8% on crypto disposals (2026); non-dom on dividends | 60-day or 183-day rule | DNV (~€3,500/mo) | EUR |
| Colombia | Americas | Worldwide income for residents; gains on sale; 2026 DIAN reporting | 183 days in any 365-day period | V-type DNV (~3× min wage, foreign income) | COP |