Compare
Bybit Card vs Crypto.com Card
A side-by-side comparison of Bybit Card and Crypto.com Card — fees, FX, ATM access, cashback, custody, availability and travel use — so you can pick the right one or run both as backups.
Exchange-funded card with detailed region-by-region fee tables.
Tiered prepaid crypto card with very regional fee tables.
| Attribute | Bybit Card | Crypto.com Card |
|---|---|---|
| Best for | Existing Bybit users in supported card regions | Existing Crypto.com app users |
| Availability | Region-dependent | Region-dependent |
| Type | Virtual + physical | Virtual + physical |
| Custody | Custodial | Custodial |
| KYC | Required | Required |
| FX | Region dependent; EEA/CH example adds 0.5% on top of the Mastercard rate, with wider 1%-7% examples in other regional tables | US example: 3% on lower/mid tiers for non-USD purchases and ATM withdrawals; no fee on higher tiers |
| ATM | 2% after regional free allowance in checked examples | US example: 2% above monthly free ATM allowance |
| Monthly | No annual fee in checked fee table; legal terms may differ by region | No standard monthly card fee found; US inactivity fee after 12 months may apply |
| Cashback | Tiered cashback paid in USDT, advertised from 2% up to 10% by spending/holding tier; rates and caps change with campaigns | CRO-staked tiers as of 2026: Midnight Blue 0% (no stake), Ruby Steel 2% (~500 USD CRO), Royal Indigo/Jade Green 3% (~5,000 USD), Icy White/Rose Gold 5% (~50,000 USD), Obsidian 5% (~500,000 USD); non-staking spend rewards were removed in late 2025, so cashback now requires maintaining the CRO stake; paid in CRO with a 180-day lock and monthly caps |
| Apple Pay | Region-dependent | Yes |
| Google Pay | Region-dependent | Yes |
Choose Bybit Card if
- Existing Bybit users in supported regions
- Users who want a detailed official fee table before deciding
Choose Crypto.com Card if
- Existing Crypto.com users comparing a regional card tier
- Users who will read the exact country fee page before applying
Related next steps
Not financial advice. Fees, availability and terms change — confirm current official terms with each provider before signing up.
FAQ
Which is cheaper, Bybit Card or Crypto.com Card?
It depends on how you spend. Compare the FX, ATM and monthly fees in the table for your real usage, and remember cashback and rewards only help if you actually redeem them.
Can I use both together?
Often yes. Many travelers keep one as the primary option and the other as a backup rail, which protects you if one has an outage, a block or a regional limit.
Is either a full bank replacement?
Treat both as specialized tools, not insured bank accounts. Keep emergency funds and a backup card from a separate provider.