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Crypto.com Card vs Wirex

Pick Crypto.com Card if you live in the US and already use the Crypto.com app: on a Level Up plan the US card earns from 1.5% on Plus to 4.5% on Private, and the free ATM allowance grows from 200 to 1,000 USD a month by tier (as of 26 Sep 2026).

Pick Wirex if you live in the EEA or the UK and want a free plan that keeps fiat and crypto balances in one app: Standard costs nothing, earns 0.5% Cryptoback and gives EUR 200 (EEA) or GBP 200 (UK) of fee-free ATM cash a month, and the card itself only costs delivery from EUR 5 or GBP 5 (as of 26 Sep 2026).

The two sets of figures come from different regional tables: Crypto.com’s from its US fee table, Wirex’s from its EEA and UK tables. Crypto.com also issues cards in Europe; its EEA Basic card cost EUR 4.99 until 30 Sep 2026, before the new EEA tier rules of 1 Oct 2026.

Crypto.com CardExchange-linked prepaid card with regional and tiered fees.
WirexCrypto and fiat card wallet with fees and limits that differ by region.

Choose Crypto.com Card if

  • You already hold funds in the Crypto.com app and live in one of its card regions
  • You will pay for a Level Up plan and spend enough to earn 1.5%–4.5% back (US pricing, as of 26 Sep 2026)
  • You want Apple Pay and Google Pay on the card
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Choose Wirex if

  • You live in the EEA or UK and want a free plan with a fee-free ATM allowance: EUR 200 or GBP 200 a month on Standard (as of 26 Sep 2026)
  • You keep both fiat and crypto balances in one app
  • You prefer to start without a subscription: Standard has no monthly fee and earns 0.5% Cryptoback (as of 26 Sep 2026)
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Key differences

AttributeCrypto.com CardWirex
Card and coverageCrypto.com CardCustodial prepaid card; separate fee tables for the US, Europe, UK, Canada, Singapore, Australia and select GCC marketsWirexFiat and crypto wallet with a card; 130+ countries, card support differs by country (in Ukraine the account is available, the card is not)
Card costCrypto.com CardUS: physical Basic USD 4.99, Ruby USD 29.99 depending on plan (as of 26 Sep 2026). EEA: Basic EUR 4.99 until 30 Sep 2026WirexEEA: no issue fee, delivery EUR 5 standard or EUR 15 express. UK: no issue fee, delivery GBP 5 (as of 26 Sep 2026)
PlansCrypto.com CardLevel Up Basic, Plus, Pro and Private; new CRO stakes lock for 365 days (as of 26 Sep 2026)WirexStandard free; Premium EUR 9.99 a month (EUR 102 a year); Elite EUR 29.99 a month (EUR 306 a year), paid in WXT (as of 26 Sep 2026)
Foreign currencyCrypto.com CardUS Midnight/Ruby/Jade/Indigo: 3% on non-USD purchases and ATM cash; higher tiers: no FX fee. Crypto.com announced new EEA tier rules from 1 Oct 2026 (as of 26 Sep 2026)WirexRate depends on the currency pair and liquidity; the full cost shows in the in-app quote (as of 26 Sep 2026)
ATM cashCrypto.com CardUS: 200, 400, 800 or 1,000 USD a month free by tier, then 2% (as of 26 Sep 2026)WirexEEA: EUR 200 a month free, then 2%; daily limit EUR 500 on plastic and metal cards. UK: GBP 200 a month free, then 2% (as of 26 Sep 2026)
RewardsCrypto.com CardUS: none on Basic, 1.5% Plus, 2.5% Pro, 3.5% or 4.5% Private, with monthly caps (as of 26 Sep 2026)WirexCryptoback 0.5% on Standard, up to 8% on paid plans with WXT locks (as of 26 Sep 2026)

What a trip costs with Crypto.com Card and Wirex

Crypto.com Card prices are under “United States” and Wirex prices under “EEA (euro account)”, “United Kingdom” in “Where you live”: switch it to see each card’s trip total.

Enter foreign-currency amounts at their value in EUR.

Assumes a euro card used in another currency outside Europe, so payments and cash are converted.

For this trip Wirex Standard costs 7.00 EUR plus a conversion fee that depends on the currency (the app shows it before you pay).

  1. 1
    Wirex StandardEEA (euro account) · Review

    Trip total: 7.00 EUR

    Per month: 7.00 EUR

    Exchange
    0.00 EUR
    ATM
    2.00 EUR
    Plan
    0.00 EUR
    Card
    5.00 EUR

    + conversion fee shown in the app

    Fees as of 26 Sep 2026 · source

Open the full travel card cost calculator
Crypto.com Card

Last checked:

Official source: Crypto.com regional prepaid-card fee collection
Wirex

Last checked:

Official source: Wirex fees and delivery
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FAQ

What is the Crypto.com Card ATM withdrawal limit compared with Wirex?

Both are set by region. On US Crypto.com cards the free monthly ATM allowance is 200, 400, 800 or 1,000 USD depending on tier, then 2% (as of 26 Sep 2026). Wirex gives EUR 200 in the EEA or GBP 200 in the UK free each month, then 2%, and caps EEA plastic and metal cards at EUR 500 of ATM cash per day (as of 26 Sep 2026).

Which card is cheaper without a subscription?

In the EEA and the UK, Wirex Standard: no monthly fee, no issue fee, EUR 5 or GBP 5 delivery and 0.5% Cryptoback (as of 26 Sep 2026). In the US, Crypto.com’s physical Basic card costs USD 4.99, Level Up Basic earns no spend rewards, and cards carry a 5.95 USD inactivity fee after 12 months without use (as of 26 Sep 2026). Crypto.com’s EEA Basic card cost EUR 4.99 until 30 Sep 2026.

How do Wirex paid plans compare with Crypto.com Level Up?

Wirex Premium costs EUR 9.99 a month and Elite EUR 29.99, paid in WXT, with Cryptoback advertised up to 8% on qualifying WXT locks; a 25% handling fee applies if your WXT balance is short and another balance pays (as of 26 Sep 2026). Crypto.com Level Up rewards in the US are 1.5% on Plus, 2.5% on Pro and 3.5% or 4.5% on Private with monthly caps, and new CRO stakes lock for 365 days (as of 26 Sep 2026).

Crypto card balances are not bank deposits, and fees and availability change, so check current terms before you load funds. How we compare