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Bybit Card vs RedotPay
Pick Bybit Card if you already keep crypto on Bybit and live where a Bybit card is issued: the Bybit EU card is free to issue and adds 0.5% above the Mastercard rate, while the global programs charge 1%–7% FX by region (as of 26 Sep 2026).
Pick RedotPay if you spend mostly in USD and top up with stablecoins or coins such as BTC, SOL or TRX: new cards settle in USD with no RedotPay fee on USD payments, 1.2% in other currencies, and cost 10 USD virtual or 100 USD physical (as of 24 Aug 2026).
Both cards are custodial, and RedotPay restricts the US, Russia, Belarus, Ukraine and other listed jurisdictions.
Choose Bybit Card if
- You already trade on Bybit and want to spend from your Funding Account balance
- You live in the EEA and qualify for the Bybit EU card: free issue, 0.5% FX and EUR 100 of fee-free ATM cash a month (as of 26 Sep 2026)
- You want a card with no annual fee in one of Bybit’s global regions
Choose RedotPay if
- You pay mostly in USD and want no card FX fee on those payments
- You top up with stablecoins or coins such as TRX, SOL or XRP and live in one of the 100+ supported countries
- You want flat card prices: 10 USD virtual, 100 USD physical, no monthly fee (as of 24 Aug 2026)
Key differences
| Attribute | Bybit Card | RedotPay |
|---|---|---|
| Where you can get it | Bybit CardTwo separate programs: Bybit EU for eligible European residents, and a global program with region-by-region fees (card currencies include USD, ARS, BRL and MXN) | RedotPay100+ countries; the US, Russia, Belarus, Ukraine and other listed jurisdictions are restricted, with separate citizenship and location lists |
| Card cost | Bybit CardBybit EU: virtual and first physical card free, replacement EUR 5. Global: physical card from 0 to USD/USDT 29.99 by region (as of 26 Sep 2026) | RedotPayVirtual 10 USD, physical 100 USD; no monthly or annual card fee (as of 24 Aug 2026) |
| Foreign currency | Bybit CardBybit EU: 0.5% above the Mastercard rate. Global: 1%–7% by region; Kazakhstan applies a cross-border fee (as of 26 Sep 2026) | RedotPayNo RedotPay fee in the USD billing currency; 1.2% in other currencies (as of 24 Aug 2026) |
| ATM cash | Bybit CardBybit EU: EUR 100 a month free, then 2%. Global programs set their own allowances (as of 26 Sep 2026) | RedotPay2% up to 10,000 USD a month, 3% above; ATM operator fees are separate (as of 24 Aug 2026) |
| Funding | Bybit CardNon-fiat assets in your Bybit Funding Account; global crypto conversion 0.5% or 0.9% where supported (as of 26 Sep 2026) | RedotPayBTC, ETH, BNB, SOL, S, SUI, TRX, XRP, USDT and USDC; 1% crypto-conversion fee where it applies (as of 24 Aug 2026) |
| Rewards | Bybit CardSet by campaign, tier and region | RedotPayOnly with RedotPay Pro (12.90 USD a month or 129 USD a year): 3% on Apple Pay and Google Pay purchases, capped at 18 USDs a month, non-withdrawable, usually expiring after 30 days (as of 24 Aug 2026) |
What a trip costs with Bybit Card and RedotPay
Bybit Card prices are under “EEA (euro account)” and RedotPay prices under “Another country” in “Where you live”: switch it to see each card’s trip total.
Enter foreign-currency amounts at their value in EUR.
Assumes a euro card used in another currency outside Europe, so payments and cash are converted.
For this trip Bybit Card EU costs about 10.50 EUR.
FAQ
Which is cheaper for ATM withdrawals, Bybit Card or RedotPay?
For an EEA resident, Bybit EU: the first EUR 100 each month carries no Bybit fee and the rest costs 2% (as of 26 Sep 2026). RedotPay charges 2% from the first dollar up to 10,000 USD a month and 3% above; new RedotPay cards settle in USD, so cash in another currency also carries the 1.2% currency fee (as of 24 Aug 2026). Example: withdrawing EUR 300 in a month costs EUR 4 with Bybit EU (2% of EUR 200) and EUR 9.60 with a new RedotPay card (2% ATM fee plus 1.2% currency fee, on EUR 300). Both cards can add a crypto-conversion fee (1% at RedotPay, EUR 3 here) and ATM operator fees.
Which card is cheaper for paying in currencies other than USD?
The Bybit EU card, for EEA residents: currency conversion costs 0.5% above the Mastercard rate (as of 26 Sep 2026). New RedotPay cards settle in USD, so any other currency costs 1.2%, plus a 1% crypto-conversion fee where it applies (as of 24 Aug 2026).
Do Bybit Card and RedotPay charge a monthly fee?
RedotPay has no monthly or annual card fee; RedotPay Pro is optional at 12.90 USD a month or 129 USD a year (as of 24 Aug 2026). Bybit’s fee table lists no annual fee; the Bybit EU card is free to issue, and global physical cards cost 0 to USD/USDT 29.99 by region (as of 26 Sep 2026).
Crypto card balances are not bank deposits, and fees and availability change, so check current terms before you load funds. How we compare